Annuities

We insure the American Dream of Financial Security

Index Annuities are great for 401K Rollovers, Pension Rollovers and IRA Rollovers because you cannot lose money. Tired of annual IRA Fees? These annuities have no annual IRA Fees. In fact, they have no fees at all. 100% of your money goes to work for you.

Index Annuities allow you to earn interest annually based on a portion of the upside movement in an equity market index such as the S & P 500 with no downside risk.

Fixed index annuities should be in everyone's portfolio! It is the only place where you can make money and not lose money trying!

How does an Index Annuity Work?

Like all annuities, an Index Annuity is a contract with an insurance company for a specific period of time. An Index Annuity tracks a particular stock-market index, such as the Standard & Poor's 500,  NASDAQ-100, Dow Jones Industrial Averag, etc.. Your rate of return will usually be a set percentage increase of the increase in that index in the corresponding index year, up to a maximum of a given percent. There is also a guarantee against losses. The surrender period on an index annuity is typically longer than other annuity surrender periods about 7 to 14 years (Now some are available at 4 or 5 years - but there are trade off's for the shorter surrender period).

Equity Index Annuity, Index Annuity, and Fixed Index Annuity are all generic names for this type of Fixed Annuity.

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