Colorado Team

Golden Staff

Mark Fay has been a licensed insurance agent since 1981. His experience insuring municipalities and public entities served him well when he took on the challenge of forming an insurance agency and working as the risk manager for Affordable Residential Communities (ARC) in Denver. At the time Mark left in 1999 to start USA Insurance Group, ARC owned more than 200 mobile home communities and 30 mobile home dealerships. Mark is active in a number of manufactured home associations and served as President of the Rocky Mountain Home Association in 2012. Married for more than 30 years, Mark and Beverly enjoy skiing, tennis, living in Colorado, and spending time with their children and family.

Mark Fay


Christine Sullivan is an expert in the manufactured housing industry—she loves manufactured homes! Christine has helped thousands of people find the right policies to suit their individual lifestyle and needs. When she’s not working, you’re likely to find Christine in the mountains, fishing, biking, taking photos, drawing, reading, or listening to music. Christine is dedicated to consistency, making sure each and every client feels protected—and confident they’re covered by the best possible insurance policies.

Verna Eichhorn , our accountant, has been with us since 2006. She has 40 years of accounting experience…and she still loves to crunch numbers! Verna moved to Colorado 14 years ago from the Washington DC area where she lived for 11 years. She loves dogs and traveling. Her favorite destination is Garmisch, Germany.



Kevin Fay participates in all facets of the USA Insurance Group. Customer service and marketing MH homeowners insurance is his primary responsibility. He divides his time between our Arizona office in the winter and Colorado office in the summer. He works directly with customers to find the coverage they need and also visits many of the parks which our customers live in to speak about topics of particular interest to them. When he’s not in the office or visiting a park, Kevin enjoys cooking, watching sports (Go Broncos!), and hanging out with his friends about town.